November 28, 2011
I read an interesting post today from the American Heart Association – Massachusetts chapter regarding legislation in Massachusetts that would require automated external defibrillators (AED) in schools. Automated external defibrillators, or AEDs, are a medical product that can be used during sudden cardiac arrest. Sudden cardiac arrest generally occurs when a person’s heart stops beating. Without intervention, a [...]
February 9, 2011
Although the Massachusetts homestead law is not new, being enacted in 1851, it still causes confusion to homeowners as to what protection it affords. An estate of homestead is a type of protection for a person’s residence from most creditors. It allows homeowners in Massachusetts to protect their property up to five hundred thousand ($500,000) [...]
January 31, 2011
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June 24, 2010
Am I Disabled? That is the first question that must be addressed. To receive benefits under the Social Security Disability (SSDI) and Supplemental Security Insurance (SSI) programs, you must have physical or mental health problems (or a combination of both) severe enough to keep you from working for at least one year. The inability to [...]
June 4, 2010
Social Security Disability and Supplemental Security Income are federal programs that provide assistance to people with disabilities. Both SSDI and SSI are administered by the Social Security Administration and are only available to individuals who have a disability and meet medical criteria.
SSDI - SSDI pays benefits if you worked long enough and paid social security [...]
November 14, 2009
ESSENTIAL STEPS TO ACCOMPLISH YOUR GOAL
Start Early and Get Help - Lack of planning may have disastrous consequences. Planning for special needs families often involves several financial, legal and benefits-related strategies. Assembling a team of qualified professionals to advise you will take time. A financial advisor, estate planning attorney, benefits coordinator, trustee/trust company, family physician/registered [...]
October 26, 2009
A recent study by the AARP found that nearly a quarter of the adult population are providing voluntary care for family members and friends. As the population ages and people live longer, this number is sure to rise. To reward these caregivers, parents often would leave an unequal inheritance to the caregiver child. Often these [...]
October 2, 2009
Normally, seniors receiving social security benefits see a 2-3% increase in their benefits each year. For the first time in decades, there may not be a cost-of-living adjustment. For some, social security checks may be lower when factoring in Medicare Part B premiums. Most, however, are protected by a provision that ensures Medicare premiums don’t [...]
July 29, 2009
Planning your estate, whether young or old, is very important. Sound advice from your accountant, financial advisor, insurance agent and estate planning attorney can help you plan for whatever bumps in the road you encounter during your lifetime. Younger couples must establish a financial plan to make sure they provide for their children and can [...]
